10 Ways to Prepare for Retirement
By Jerrod Foresman

1. Know your retirement needs.
   
   
2. Find out your Social Security benefits.
   
   
3. Learn about your employer's pension or profit sharing plan.
   
   
4. Contribute to a tax-sheltered savings plan.
   
   
5. Ask your employer to start a plan if one is not in place.
   
   
6. Put money into an Individual Retirement Account.
   
   
7. Don't touch your savings.
   
   
8. Start now, set goals, and stick to them.
   
   
9. Consider investment principles.
   
   
10. Ask questions.

Here are more sources of information to help you prepare for retirement:

MFS Heritage Planning Retirement

U.S. Department of Labor Pension Administration

Social Security Administration